Eastbank Mortgage | Home Loans in Clackamas, OR

A simple way to finance your home

Your Local Mortgage Company

About Eastbank Mortgage

Eastbank Mortgage was established in 1996 in Portland, Oregon, with the goal of educating consumers with financial knowledge so they can make sound decisions for their financial future by selecting the mortgage loan that fits their unique situation. That mission still stands today as the Eastbank Mortgage team strives to deliver top-notch customer service and help consumers navigate the home loan process. We are committed to superior service and dedicated to the communities we are in.

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A Loan Advisor?

YES

Areas We Serve

Eastbank Mortgage is honored to serve all of Oregon, Washington, California, Arizona, Indiana, Texas, and Florida home lending needs. Eastbank Mortgage’s parent company, American Pacific Mortgage, lends in the majority of the U.S. and we would be happy to assist you in finding a branch office that can help you outside of our lending areas if you are moving.

First Time Homebuyer

The Federal Housing Administration insures these loans and they were designed to help consumers purchase homes by offering more flexible requirements. That includes smaller down payments, lower credit scores and higher debt-to-income ratios. In addition mortgage insurance is required.

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Experienced Homebuyer

Conventional Loans fall within the requirements set by Freddie Mac and Fannie Mae, and aren’t guaranteed/insured by the government. They typically require a lower down payment, but those who put a larger amount down won’t be required to pay for mortgage insurance. Those who qualify for Conventional Loans are in good financial standing.

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Oregon Bond Program

This program is designed to expand opportunities for homeownership in Oregon for first-time buyers and low-to-moderate income individuals. The state will pay for a failed mortgage payment, and when the home is sold those funds must be either be fully or partially paid back to the state. A variety of factors go into how much this penalty is.

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Jumbo Loans

Jumbo Loans go above the conforming loan limit set in the county in which you wish to purchase real estate. The loan limits can vary across counties. These loans come in fixed rate or adjustable rate options, can go over the confirming limit up to $3 million, and typically require larger down payments and cash reserves.

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OUR PEOPLE

Michelle DeTour

MLO# 370067 | Branch Manager

The Bowers Team

Colton Bowers MLO# 256867 | Mary Bowers MLO# 1690173 | Loan Officers

Dolcie Wessman

Mortgage Processor

Testimonials

Colton and Mary are so fabulous to work with! They are friendly, easygoing informative and transparent about the entire transaction. This is my second transaction with them and I’d recommend them to all of my friends.

S. Vineyard

Thank you for making the process so easy and helping me feel confident each step of the way.

Kyleen W.

This was my first experience buying a home and Michelle walked me through every step of the process. She was always friendly and available to answer questions even after normal hours and she never made me feel like a nuisance. During the closing she caught a few errors the title company had made and saved me some money. I would absolutely recommend her and will definitely be doing business with her again in the future

Michael I.

My husband and I recently purchased our first home with the help of Michelle and she was awesome to work with. She was on top of every single step and easy to communicate with. We were very happy with her service and would recommended her to anyone for their mortgage needs.

Kelsey B.

You’re well ahead of the game as long as Michelle is working with you. She is GOLD!!

Jeffery J.

Michelle was thorough, friendly, and kept me up to date every step of the way. She set realistic time lines and never failed to deliver. Wonderful to work with.

Stefanie Y.